For My Loved Ones

Your family's complete financial picture, in one place.

Most households track their finances the way they accumulate them — a bank app here, a mutual fund folio there, a property deed in a drawer, a gold receipt somewhere else, an insurance PDF in an email you'll find eventually. For My Loved Ones exists to undo that scattering. Every account any family member holds — savings, investments, property, gold, insurance, loans — lives in one place, under one household, so "what are we actually worth right now" has a real, current answer instead of requiring a weekend of gathering statements.

What you hold manually, you enter manually — quick, structured forms per asset type, not a spreadsheet you have to design yourself. What you'd rather not re-enter every time it changes, you don't have to: link your trading account once (Zerodha, Upstox, Angel One, or Groww), and equity holdings sync automatically from there on, with mutual fund valuations pulled from AMFI's own daily NAV data rather than whatever price you last happened to type in.

Every number here also feeds the rest of ClanPlan — PayOff Path's prepay-vs-invest recommendation reads real linked balances from here rather than assuming a number, and the household's overall net worth is a live figure, not a snapshot from the last time someone updated a spreadsheet.

Features

Bank Savings

Every savings account across every family member, tracked as its own line item rather than folded into one anonymous total — so you can actually see whose account holds what, not just the combined number. Balances update whenever you do, and the household total rolls up automatically as accounts are added or closed.

Mutual Funds

SIP plans and lump-sum contributions tracked per fund, valued against AMFI's own published daily NAV — the same official source every fund house reports to — rather than a manually typed-in price that quietly goes stale. Add a new contribution any time and the fund's current value, and your household's total mutual fund holding, update immediately.

Equity Holdings

Link your trading account once (Zerodha, Upstox, Angel One, or Groww) and every stock you hold syncs automatically from there on — quantity, average price, and current value, pulled directly rather than re-typed by hand after every trade. Prefer a broker outside that list, or not to sync automatically at all? Enter holdings manually instead — same tracking, same place in your net worth, no broker link required.

Real Estate & Gold

Property and gold rarely get tracked alongside "real" investments, even though for most Indian households they're a substantial share of net worth. Log each property or gold holding with its own current value, and it counts toward your household total exactly like any other asset — not an afterthought bolted on separately.

Insurance & Loans

Net worth isn't just what you own — it's what you own minus what you owe. Track insurance policies (so coverage is visible, not just remembered) and outstanding loans (so the debt actually subtracts from your total) side by side, giving a genuinely honest net worth figure instead of one that only counts the assets.

Retirement & Future Expenses

Set a retirement corpus target and track your accounts feeding it against that number over time, not as a one-off calculator you run once and forget. Log known upcoming costs — a child's education, a planned home purchase — so future expenses shape today's planning instead of arriving as a surprise the year they're due.